Resource

Stablecoin payment reconciliation

Updated 2026-08-02 · Published 2026-08-02

Product status

MonetLayer’s public proof demonstrates independent settlement verification and reconciliation on Base Sepolia—not production volume claims.

Section

What reconciliation checks

Blockchain confirmation alone does not prove every offchain business outcome. Reconciliation typically validates expected amount, asset, network, merchant destination, and linkage to the correct payment attempt.

  1. 01

    Transaction submitted and confirmed

  2. 02

    Token transfer verified

  3. 03

    Expected amount and asset

  4. 04

    Expected network

  5. 05

    Expected merchant destination

  6. 06

    Invoice and payment-attempt update

  7. 07

    Duplicate and replay handling

  8. 08

    Webhook delivery and evidence retention

Section

Why operational records still matter

Explorers show transaction facts. Merchants still need invoice history, entitlement changes, and webhook consumers to update product access and accounting systems.

FAQ

Common questions

Is a confirmed transaction enough to mark an invoice paid?

Only after verification rules match the expected payment attempt. Confirmation without reconciliation can create incorrect business state.

How should duplicate webhooks be handled?

Merchant consumers should treat deliveries as at-least-once and process them idempotently.

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